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Purpose DNA and Health LLC

Protect Your Family with Life Insurance in Greenville, SC

Life insurance is about peace of mind — knowing your loved ones are financially protected no matter what happens. Purpose DNA and Health works with families in Greenville and surrounding areas to find life insurance that fits your needs and budget.

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Term Life Insurance

Term life insurance provides affordable protection for a set period of time, usually 10, 20, or 30 years. It’s often chosen by families who want coverage during their highest financial responsibility years, such as while raising children, paying off a mortgage, or saving for college. If you pass away during the term, your beneficiaries receive a tax-free payout. Term policies are generally the lowest-cost option, making them a smart choice for families who want strong protection on a budget.

Whole Life Insurance

Whole life insurance lasts your entire lifetime and never expires as long as premiums are paid. In addition to providing lifelong coverage, it builds cash value over time, which you can borrow against or withdraw if needed. This makes whole life insurance both protection and a financial tool. Many people choose whole life policies to leave a guaranteed inheritance, cover final expenses, and create long-term stability for their loved ones.

Final Expense Insurance

Final expense insurance is designed specifically to handle the costs that come at the end of life, such as funeral services, burial or cremation, and small outstanding debts. Coverage amounts are typically smaller than term or whole life policies, but premiums are affordable and acceptance is often easier — sometimes requiring little to no medical exam. This type of policy ensures your family won’t face financial hardship when handling your final arrangements.

Universal Life Insurance

Universal life insurance combines lifelong protection with flexible features. Unlike whole life, it allows you to adjust your premiums and death benefit over time. It also includes a cash value component that earns interest, often tied to market performance. This type of policy is ideal for people who want both protection and the potential to grow wealth within their policy, while keeping flexibility to adapt coverage as their financial situation changes.

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Why Life Insurance Matters

Provides Financial Support 

Life insurance ensures your family has financial stability during one of the most difficult times of their lives. The payout from your policy can help cover everyday expenses like groceries, childcare, or utility bills so your loved ones don’t have to struggle financially after your passing.

Covers Final Expenses

Funeral and burial costs can be overwhelming, often totaling $8,000–$15,000 or more. Life insurance can cover these costs along with any outstanding debts such as credit cards, car loans, or medical bills. This prevents your family from inheriting financial burdens while they are grieving.

Replaces Lost Income

If you are the primary earner in your household, your income is essential to your family’s stability. Life insurance helps replace that lost income, ensuring your spouse and children can continue living comfortably, maintain their home, and pursue education without major financial disruption

Builds A Legacy For Family

Life insurance isn’t just about covering today’s expenses — it can also provide long-term benefits. A policy can help create an inheritance, fund a child’s education, or even contribute to future opportunities like buying a home or starting a business. It’s a way to leave a lasting impact on your family’s future.

Why Choose Purpose DNA and Health for Life Insurance?

Why Choose Purpose DNA and Health for Life Insurance?

Licensed Local Agents in Greenville, SC


You’ll work with a real person who lives and works in your community. Our agents understand the needs of local families and are available to meet virtually, in-office, or even in your home. You’ll never feel like just another number.

Access to Multiple Top-Rated Carriers

Instead of being limited to one company, we shop across a variety of trusted, nationally recognized life insurance providers. This means you get to compare options and find the plan that truly fits your budget and goals.

Affordable Policies Customized to You

Everyone’s financial situation and family needs are different. We tailor coverage options to fit your lifestyle, whether you’re looking for temporary protection, lifelong coverage, or something in between — always with an eye on keeping premiums affordable.

Jonsons Reed

Simple, Straightforward Application Process

We guide you through every step, cutting through the confusion and paperwork. Many policies can be applied for quickly, with some offering simplified underwriting or no medical exam options. Our goal is to make protecting your family stress-free and easy.

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Frequently Asked Questions About Life Insurance

How much coverage do I need?

Depends on Your Need

The amount of life insurance you need depends on your family’s financial situation. A good starting point is to consider your yearly income, any debts like a mortgage or car loan, and your family’s ongoing expenses such as childcare, groceries, or tuition. Most families choose a policy that covers 7–10 times their annual income to make sure loved ones are fully protected.

Term vs. Whole Life — which is better?

What is your Goal and Budget?

It depends on your goals and budget. Term life insurance provides coverage for a set number of years, usually 10, 20, or 30. It’s more affordable and is a great choice if you want strong protection during key years, like while raising children or paying off a mortgage. Whole life insurance, on the other hand, lasts your entire lifetime and also builds cash value that you can borrow from or use later. While it costs more, it offers both lifelong protection and a savings component.

Can I upgrade my policy later?

If You Need to Yes

Yes, many insurance companies give you the option to adjust your policy as your needs change. For example, you might start with an affordable term policy now, then convert it to a permanent policy later without having to re-qualify for coverage. This flexibility allows you to adapt your protection as your family and financial goals grow.